The UK Picture

Median house-price-to-earnings ratio

housing

Median house price divided by median gross annual workplace earnings for England and Wales. A higher ratio indicates lower affordability.

Latest

7.55 earnings multiple
2025

Previous-period movement

-0.19
This describes movement, not whether the outcome is good or bad.

Source

UK House Price Index

Retrieved 2026-09-21 · revision 1
Historical trendUp to 120 most recent observations. Latest value 7.55 earnings multiple.8.95 earnings multiple19972025

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Recent observations

PeriodValueRevision
20257.55 earnings multiple1
20247.74 earnings multiple1
20238.28 earnings multiple1
20228.45 earnings multiple1
20218.95 earnings multiple1
20207.82 earnings multiple1
20197.73 earnings multiple1
20187.85 earnings multiple1
20177.77 earnings multiple1
20167.59 earnings multiple1
20157.37 earnings multiple1
20146.95 earnings multiple1
20136.74 earnings multiple1
20126.76 earnings multiple1
20116.74 earnings multiple1
20106.85 earnings multiple1
20096.35 earnings multiple1
20086.9 earnings multiple1
20077.17 earnings multiple1
20066.96 earnings multiple1
20056.74 earnings multiple1
20046.53 earnings multiple1
20035.85 earnings multiple1
20025.06 earnings multiple1

One reading

Rising property values can strengthen the finances of existing owners and reflect demand.

Another reading

Higher prices and rents can worsen affordability for renters and first-time buyers when earnings do not keep pace.

What the data cannot prove: a movement does not by itself identify its cause or show that every person experienced the same outcome.